As workers’ compensation lawyers in Palm Beach, our first priority is to make sure that you attain all the medical assistance and compensation you need to make a complete recovery following a work related injury. Studies show the number one cause of bankruptcy in The United States is the inability to pay accrued medical bills. Even those with health insurance often do not escape hardship due to medical bills.
While most employers try to make the workplace as safe as possible, accidents can still happen. That’s why most states require employers to carry workers’ compensation insurance. If workers get injured, this insurance can help pay for their medical bills and lost wages. If you were injured at work, the first thing you have to do is let your employer know. The workers’ compensation lawyers at the Law Offices of Franks, Koenig, & Neuwelt provide a helpful guide on reporting a work injury to your employer.
When Do I Have to Tell My Employer About My Injury?
When it comes to reporting to your employer about your work injury, there’s no time to dilly dally. The deadline to report a work injury varies from state to state. Some states allow 30 days while others require you to report your injury in just a few days. If you don’t report your injury in time, you risk losing your benefits or receiving a reduced amount. To prevent his from happening, you should just tell your employer about your injury right after it happens.
How Do I Report My Work Injury?
Some states let you give an oral notice to your employer while other states require a written notice. If you have to give a written notice, you may be able to send your employe an email or letter. You may also be required to use a specific accident form. Be sure to keep a copy of this accident form in your records. When you report your injury to your employer, you’ll want to to include your name and contact information, where the accident occurred, the time and date of the accident and how you injured yourself.
What Are Common Mistakes to Avoid in My Accident Report?
Insurance companies will thoroughly assess your accident report before deciding on whether to settle your claim or not. If any of your information is inconsistent with your treatment records, you could get your claim denied. That is why it’s important to make sure your report is as accurate as possible. Don’t list symptoms that didn’t occur or limitations that you don’t have. It is also not recommended to give an official diagnosis before your doctor has given you one.
The unfortunate truth is that health insurance companies will do everything in their power to avoid covering your medical costs in your dire time of need. We hear from clients time and time again of the attempts insurance company representatives make to hold back what is owed them. These attempts are demoralizing and often times intrusive. Nurse case managers sent by insurance companies may barge in during medical exams and disrupt the procedure; adjusters may fail to provide medical attention as promised and, when they do, may send doctors prone to make diagnoses beneficial to the insurance companies, i.e., diagnoses that downplay the severity of your work related injuries.
Palm beach workers’ compensation lawyers have the experience and expertise necessary to assure that you get everything you require during these trying times. We will hinder the advances of those who represent the insurance companies trying prevent you from receiving the compensation you deserve.
Sometimes, however, it is not only the elusive insurance companies you need to worry about. Employers are often reluctant to involve insurance companies in these matters at the expense of their insurance premiums. They may try to cast the blame on you and exploit your lack of experience with workers’ compensation procedures to deter you from filing claims.
The world is not a perfect place. Whether it is your employer, your insurance company, or both parties attempting to refrain from giving you the compensation you need, our Palm Beach workers’ compensation lawyers know exactly how to handle the situation. Don’t allow yourself to become one of the close to 1 million Americans who will file for bankruptcy this year due to medical bills. Contact our Palm Beach workers’ comp attorneys and start getting your life back on track.
Questions About Your Workers’ Compensation Claim?
If you have any questions about filling out a workers’ compensation claim, you should consult with Palm Beach workers’ compensation lawyers as soon as possible. They can help you fill out your claim in a timely manner and avoid making costly mistakes. A workers’ compensation lawyer from the Law Offices of Franks, Koenig, & Neuwelt can also help you gather important evidence to prove your case and protect your legal rights.
We understand how devastating it is to suffer a work injury. We have helped hundreds of workers obtain fair compensation for their injuries and want to help you. We encourage you to schedule a free consultation with the Palm Beach workers’ compensation lawyers from the Law Offices of Franks, Koenig, & Neuwelt today.